Babies, Business Camp and Super Stream

Clear Vision • April 16, 2015

Karen is Having a Baby!

We are excited to announce that Karen and her husband are expecting a baby in June. This will be their second little bundle of joy and her daughter who is now 2 can’t wait to have a brother or sister! We will let everyone know when the big day arrives!

Global Business Camp – It’s a Wrap!

The 2015 Global Business Camp held on the Gold Coast wrapped up a couple of weeks ago leaving myself and my clients motivated and on the path to greater success. The feedback received was tremendous and next year’s business camp will be bigger and better.

Here is some of the feedback I received from my clients who participated with me.

Dear Justin
Just a quick note to let you know how much I appreciated the seminar. The topics presented and the depth of information provided was second to none. I now have the direction and information I have been looking for for so long. The benefits I will get from this information will give me the next 5-10 year business plan and understanding of where, why, how and what I need to do to succeed and grow not only by business but also understand my staff members. I look forward in working with you over the next couple of months to implement these strategies and bring my ideas I have for my business to fruition.

Yours Sincerely, Dave – Toowoomba Bearings and Hyrdraulics Pty Ltd

After completing the March 2015 Global Business Camp held at the Gold Coast, I felt the need to commit in writing my personal thank you.
As a SME owner I now know that I am facing all the normal challenges businesses go through.
000PC was invited personally by Justin Searle to attend and my team ensured the money was available for the camp making our attendance possible.
I could not imagine paying an hourly rate to ensure exclusive access to yourself for 3 days and 3 nights answering all the questions I asked you. With exclusive access in mind the value for money was already justified.
The camp was fantastic. The networking was fantastic. The entire event was empowering with so much knowledge in one room.

Thank you for selecting 000PC PTY LTD to attend the business camp with yourself.

Thank you for not sending me a bill for 3 days and nights exclusivity with yourself and your knowledge.
I personally and professionally recommend this camp for all SMEs that are real about ensuring the future success of their company.
With your guidance and the business strategies from the camp 000PC PTY LTD has a crystal clear understanding of what is required to be successful.

More importantly I understand the business I founded more with a clear understanding of what it is that our team is really selling with business values, business goals and business strategies.

Paul – 000PC Pty Ltd

Working with Justin at GBC for 3 days gave me a great opportunity to focus on my business. Working through the exercises of the 6 Secrets of Business has helped get me focused on the right things to help me grow my business. It’s been a great value added experience that Justin has provided us with. I’d certainly recommend other business owners going through this process.

Steve – Wil-Tow Pty Ltd

Are You Super Stream Ready?

There has been lots of talk recently about Super Stream and the start date is now very close.
Super Stream aims to improve the efficiency of Australia’s superannuation system.

Implementing Super Stream means a change in processes for employers and funds, and it will also means a change in systems.

Employers with 20 or more employees are required to make Super Stream contributions from 30 June 2015 however, if you are ready earlier you can start making contributions using Super Stream now.
Employers with 19 or less employees are required to start making Super Stream contributions no later than 30 June 2016, however if you are ready earlier you can start from 1 July 2015.

If you have any questions regarding the Super Stream contact us today for clarification.

It's July - Time to Finalise Your Budget

By Caroline Gillies • July 9, 2026
July is already kicking along, and if your budget is still sitting on your to-do list, now is the perfect time to get it finalised. Remember, a budget that's 90% complete is far more valuable than a perfect budget that never gets finished. Once it's entered into your accounting system, you'll be able to compare your actual results against your budget and gain valuable insights into how your business is performing throughout the year. Don't forget to review and update your budget whenever your business undergoes significant or permanent changes to its cost structure. This could include implementing a new IT system, engaging a marketing agency, hiring additional staff, moving premises, or making other strategic investments. Keeping your budget current ensures it remains a useful tool for making informed business decisions rather than just another document on the shelf.

Vanity Metrics vs Real KPIs: Which One Are You Tracking?

By Caroline Gillies • March 26, 2026
More data doesn’t mean better decisions. Many business owners are drowning in numbers but starving for direction, tracking everything and understanding nothing. The result? Decisions based on gut feel, cash flow surprises, and growth that looks good on paper but doesn’t actually strengthen the business. Vanity metrics can be misleading. Total revenue, website traffic, or social media likes might feel positive, but they don’t always reflect real performance or profitability.  Real KPIs tell a different story. They give you clarity, control, and confidence in your decisions. While every business is different and the right KPIs will vary, here are some examples of powerful KPIs businesses often track: • Profit Margin – Are you actually making money? • Cash Flow – Do you have enough cash to operate and grow? • Customer Acquisition Cost (CAC) – What does it cost to win a new customer? • Debtor Days – How quickly are you getting paid? • Customer Lifetime Value (CLV) – How much is each customer worth over time? If you’re not tracking the right numbers for your business, you’re essentially flying blind. Because success isn’t about more data—it’s about the right data.

Payday Super is Coming - 1 July 2026

By Caroline Gillies • March 1, 2026
From 1 July 2026, the Federal Government will introduce one of the most significant changes to superannuation administration in recent years: “Payday Super.” These reforms fundamentally shift how and when employers meet their Superannuation Guarantee (SG) obligations. What’s Changing? Under the new rules, SG contributions must be paid at the same time as salary and wages and received by the employee’s super fund within seven business days of payday. This replaces the current quarterly payment system. The changes apply to all eligible employees, including those captured under the expanded definition of “employee,” and extend to salary sacrifice amounts and other qualifying earnings (QE). Employers will calculate SG at the legislated 12% rate on QE, which includes ordinary time earnings and relevant additional payments. Contributions remain subject to the Maximum Contribution Base, limiting employer liability to approximately $30,000 per employee per financial year. Employers will also be required to report QE and SG liabilities through Single Touch Payroll (STP), enabling the ATO to monitor compliance more closely and identify underpayments earlier. Operational Impact for Employers The shift to payday reporting and payment means payroll systems must be updated to calculate, process, and remit super contributions each pay cycle. Businesses will need to ensure their software can manage QE calculations and facilitate timely electronic payments to super funds. Cash flow management will also require attention, particularly for small businesses accustomed to quarterly payments. Super will become a real-time obligation rather than a periodic liability. Importantly, failure to meet the new deadlines will trigger the revised Superannuation Guarantee Charge (SGC), including penalties and interest. While late contributions and SGC amounts remain tax deductible, interest and penalties do not. Employers currently using the Small Business Superannuation Clearing House must transition to alternative payment solutions before its closure on 30 June 2026. Preparing Now Although implementation begins in 2026, early preparation is essential. Reviewing payroll systems, assessing cash flow impact, and updating internal processes will help ensure a smooth transition and minimise compliance risk. Payday Super represents a move toward greater transparency and timeliness, but it also demands proactive planning from employers. If you would like assistance preparing your business for Payday Super, our team at Clear Vision Accountancy Group is here to help. Please contact us on 4688 2500 to discuss how we can support your transition and ensure you remain compliant. We drew inspiration for this article from the ATO