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Should you have a SMSF?

Clear Vision • Nov 05, 2014

Meet Teneille!

We would like to introduce our latest and greatest Client Services Adminstrator. Teneille will be assisting Melissa ensuring our clients receive efficient and superior service.
Teneille and her partner have 2 gorgeous little girls, she moved here from Cairns (yes…beautiful, tropical Cairns!!); although she is from Toowoomba originally. Teneille is passionate about personal development and the power of assisting others in their own path of self development and growth.
Say Hi to Teneille next time you call!

Should You Have a SMSF?

The term Self Managed Super Fund is thrown around a lot more now than it ever used to be and with good reason. If you are thinking that you should probably start a SMSF yourself then you should at least get the facts and make an informed decision.

We are seeing more and more clients who are interested in being involved in their superannuation and what it can do. The reason is obvious – it’s probably the second largest asset base you will own – after your home! Clients who are interested in investments generally like the control and flexibility that SMSF’ s offer and with the recommended minimum balances changing they are gaining in popularity. But be aware, with benefits comes greater responsibility and administration must be managed correctly. There are many traps for unwary clients and inexperienced advisors – there’s more to this than just lodging a tax return.

So should you start a SMSF? Call me today to gain better understanding of SMSF’s and a cost analysis.

9.5% Quarterly Super Contributions

The next quarterly super contributions are due by the 28th January 2015 and the minimum super guarantee is now 9.5%. The government has deferred future planned rate rises, so the super guarantee will remain at 9.5% until 1 July 2012.

SuperStream can now be used for employers with more than 20 employees and must be implemented by 30 June 2015. Employers with fewer than 20 employees can start using SuperStream from 1 July 2015 and have until 30 June 2016 to implement it.
If you are finding SuperStream confusing call me today and together we can find the best solution for your business.

Seminars – What Next?

Christmas is almost upon us so we will be winding up our seminars for the year. Our last Marketing Seminar presented by John Gray was extremely popular – we are hoping all those who attended have gained a new understanding of the power of online marketing!

We will start the seminars again next year and are currently booking some new and exciting guest speakers. I would love some ideas for 2015 – what would you like to see?
These free seminars are opportunities for businesses to learn new skills as well as network with other like minded local businesses.

Business Development Camp

By the time March 2015 rolls on I will have promoted the Global Business Camp at least 50 times….that is how highly I rate these camps!
The camp provides you with the opportunity to have 3 days with a Clear Vision Accountancy Group client manager working on YOUR business. Together we can build your business to ensure strong growth whilst providing you with the steps to take it to the next level.
For more information contact Justin Searle today.

By Caroline Gillies 07 Mar, 2024
In a world that often feels chaotic and uncertain, it's easy to get caught up in the hustle and bustle of life, forgetting to pause and appreciate the simple joys that surround us. But amidst the challenges and hardships, there is always a glimmer of light waiting to shine through the darkness. Today, let's embark on a journey to explore the uplifting and positive aspects of life, reminding ourselves of the beauty that exists in every moment. Gratitude: A Key to Happiness Gratitude is a powerful tool that can transform even the most mundane of days into something extraordinary. Take a moment each day to reflect on the things you're grateful for, whether it's the warmth of the sun on your face, the laughter of loved ones, or the beauty of nature. By shifting your focus to the blessings in your life, you'll find that joy naturally follows. Embracing Imperfection Life is messy, unpredictable, and imperfect – and that's what makes it beautiful. Instead of striving for perfection, embrace the flaws and quirks that make you unique. Celebrate your successes, no matter how small, and learn from your mistakes with grace and humility. Remember, it's okay to stumble along the way – it's all part of the journey. Finding Joy in the Little Things Happiness doesn't always come from grand gestures or monumental achievements. Often, it's the little things that bring the most joy – a kind word from a stranger, a hug from a friend, or a quiet moment spent watching the sunset. Pay attention to the small moments of beauty and wonder that pepper your day, and you'll find that happiness is never far away. Spreading Kindness and Love In a world that can sometimes feel cold and indifferent, kindness is like a ray of sunshine breaking through the clouds. Make it a priority to spread love and positivity wherever you go, whether it's through a simple act of kindness or a heartfelt compliment. By lifting others up, you'll find that you lift yourself up in the process. Cultivating Inner Peace True happiness comes from within, rooted in a sense of peace and contentment that transcends external circumstances. Take time each day to nourish your mind, body, and spirit – whether through meditation, mindfulness, or simply taking a walk in nature. Cultivate a sense of inner peace that will sustain you through life's ups and downs, allowing you to navigate challenges with grace and resilience. Embrace the Journey Life is a journey filled with twists and turns, highs and lows, but it's also a journey filled with beauty, wonder, and endless possibilities. By embracing the bright side of life, finding joy in everyday moments, and spreading love and kindness wherever we go, we can create a world that is a little brighter, a little kinder, and a little more beautiful for us all. So let's embark on this journey together, with open hearts and open minds, ready to embrace all that life has to offer.
By Caroline Gillies 22 Feb, 2024
Boosting Your Superannuation: Seven Powerful Strategies
By Caroline Gillies 19 Oct, 2023
When it comes to being a Director of a company, there are administrative requirements that must be complied with, including keeping ASIC in the loop. We all hate paying unnecessary fees, and ASIC loves to charge fees. To avoid late fees, ASIC must be told about any changes to company details, including your business or residential address, within 28 days. If your company's information changes, please let us know so we can notify ASIC on your behalf. Example: Jarryd gets a late fee Jarryd recently moved his company to a new storefront. In the rush of changing to his new principal place of business, he forgot to update his address details with ASIC. A month later, Jarryd logged into his online account to change his address to reflect the address of his new principal place of business. Because it was outside the 28 day timeframe, the company was charged a $93 late fee. If he had waited longer and lodged the change of address more than a month late, the company would have been charged a $387 late fee. To avoid fees in the future, Jarryd realises it's important to update his details as soon as they change. In summary, be like Jarryd and realise the importance of advising Clear Vision Accountancy Group of any changes. Example supplied by ASIC
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