Don’t assume the best.

Clear Vision • February 4, 2016

The news is filled with stories of calamity for individuals and businesses alike. Fires, disasters, legal action and other unexpected occurrences can ruin lives or stop businesses in an instant. Often these news stories inevitable conclusion is something like – “They were uninsured….”.
When it comes to insurance coverage for you, your family, your income and your business we have just one message at Clear Vision. Hope for the best, but be prepared for the worst.
For those new to business when money is tight getting the right insurance coverage can seem like an unnecessary extra cost. But just because your new business might not have many assets in the early days it doesn’t mean you aren’t at financial risk if something goes wrong.
We strongly recommend all of our business clients seek the advice of a professional insurance broker to get the right coverage for their business. And similarly with our individual clients, the right insurance can help your family survive or make the most of a bad situation if you’re injured, can’t find work or worse.
Whether you’re a new or established business Clear Vision can advise you on critical insurances you may need and refer you to an insurance broker to get the right coverage.

By Caroline Gillies July 13, 2025
Running a business isn’t just about making sales — it’s about making enough sales to cover your costs and pay yourself what you deserve. But how do you figure out how much turnover (aka revenue) you actually need to make each month? Knowing this number helps you: Set realistic sales targets Price your products or services properly Know when to cut costs or increase margins Understand when your business is sustainable This isn’t just about numbers — it’s about clarity and control. Once you know your required turnover, you can stop guessing and start planning. Whether you’re a solopreneur, a growing startup, or a small business owner, this is the foundation of making your business work for you — not the other way around. We love numbers — seriously. And we get that not everyone does. If you need help breaking things down in a way that’s simple, practical, and actually makes sense (even if numbers aren’t your thing), call Clear Vision Accountancy Group today on 4688 2500.
By Caroline Gillies June 22, 2025
From 1 July 2025, the Superannuation Guarantee (SG) rate in Australia will increase to 12%. This means employers will be legally required to contribute at least 12% of an eligible employee's ordinary time earnings to their superannuation fund. This increase is the final step in a legislated rise from 9.5% in 2021 to 12% by 2025, aimed at boosting retirement savings for Australian workers. If you use Xero for payroll, the SG rate should automatically update in the system. However, we recommend you double-check your payroll settings to ensure everything is correct. If you’re unsure or need assistance, please contact your bookkeeper or get in touch with us at: Clear Vision Accountancy Group (07) 4688 2500 We’re here to help you stay compliant and avoid any costly errors.
By Caroline Gillies June 1, 2025
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